Industry
Arboriculture & tree care
Arboriculture is our home ground. Tree businesses run specialised gear that most lenders have never priced, against seasonal cash flow and job-by-job invoicing. We understand the equipment, the work cycle and the lenders who get it — so your application lands where it has the best chance.
Industry knowledge, not guesswork
We know a chipper from a stump grinder and what each is worth — which makes for credible applications and faster answers.
Owner-operator to multi-crew
One truck and one chipper, or several crews with trailers, EAPs and loaders — we fund both ends of the industry.
Cash flow that fits tree work
Wet weather, council payment terms and large jobs with progress invoices. Working capital bridges the gaps.
What we can finance
Tree Industry Finance — the detail
A broad view of what fits under this category. If what you're buying isn't listed, ask us anyway — unusual assets are our favourite kind of problem.
Typical assets
- Wood chippers
- Stump grinders
- Elevating work platforms
- Trucks & tip trucks
- Loaders
- Excavators
- Skid steers
- Spider lifts
- Trailers
- Service vehicles
Beyond the asset
- Working capital for wages and fuel
- Cash flow between jobs
- Workshop and depot fit-outs
- Equipment deposits for new crews
Funding options are subject to the asset, supplier, applicant and individual lender policy.
Run the numbers
See what it looks like before you commit
Estimates only — but a good place to start a real conversation.
Step 1 — the purchase
Finance the machine
Estimated finance repayment
$3,692.11 / month
Amount financed $180,000 over 60 months.
Step 2 — the upside
What could this asset add to your business?
Use a conservative figure — extra hours, jobs or output the asset makes possible.
Estimated monthly summary
Projected additional revenue
$14,000
Additional operating costs
− $5,970
Finance cost
− $3,692
Estimated net additional monthly profit
$4,338
Annualised $52,055
Annual revenue impact
$168,000
Annual operating + finance cost
$115,945
Annual net position
$52,055
This calculator provides estimates only and does not constitute financial advice, a finance approval or a guarantee of business performance. Actual repayments, costs and business outcomes may differ.
Start here
Talk to someone who knows the industry
Two short steps and a real specialist picks it up — usually the same business day.
Not sure which option fits?
Tell us what you're buying and we'll tell you honestly where you stand — before you sign anything.